Pause for a second and ask, “What does that mean – Can I afford to settle my credit card debt?” Of course, you know it’s a mistake to carry credit card debt and pay usurious rate interest to credit card companies. If you have $50,000 of credit card debt [...]
As I backed down my driveway today, I glanced down to look at my back up camera and then for some reason, I glanced up at the rearview mirror. I thought isn’t it funny how times have changed and we don’t use the mirror much anymore, instead we rely [...]
Perspective - an interesting word. As I watched the news this week, the stories of human tragedy moved me to tears. Children killing children in school in Oxford, two women and a police officer were killed in a domestic violence incident in Georgia, six people died after being run [...]
I always reflect during the holidays. While I often assess – the holidays are a time where I look at where we stand as a nation and do a self-assessment as to personal and business goals. I watch some of my favorite movies; Dave, The American President, Remember the [...]
The father of a friend of mine passed away. His father was a wonderful guy, but organization was not his thing. My friend was stressed over his death and went into panic mode - sifting through endless stacks of documents. Instead of looking at the documents, he was just [...]
Oh, come on. Redoing my estate plan sounds about as exciting as purchasing tires! Well, it just happens that tires are a perfect analogy. No one wants to buy tires; it is a necessity that occurs when the tread reaches a dangerous level - leaving your tires, the foundation [...]
You have to make this call: “Hello Cable Company, I’m calling for on my father’s account. He’s 85 years old and I just received his bill and see you have charged him $29.00 for Cinemax the last two months and he never ordered it.” The Cable Representative replies, “I’m [...]
This is a simple question, and the answer is a stark reality. Your future – like it or not – includes illness and, ultimately, death. You need an estate plan to address both contingencies. If you’re a young married couple with children – you also need an Estate Plan [...]
Clients often ask me this question and I always ask myself the same question. Sometimes it is in the employment context. Should I accept the offer or ask for more money? In this case, my advice is usually, “Go ahead and ask.” My reasoning is that if they have [...]
Simply stated – Congress is divided and so is America. Division breeds ignorance, and in my view and we are all witnessing more than our share of it – on every side of the isle. Wash, Rinse, Repeat... the story of American politics. So, instead of focusing on Congress [...]
