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Let’s Look On The Bright Side

For starters, if you’ve been anywhere other than Texas this week – that’s a good thing. To me, the thought of freezing cold and no water or heat for 4 days is beyond misery. After all, I’m known for three layers of clothes when I golf if it is [...]

It’s Time For A Better Financial Song

The Holiday season has begun . . . but it feels completely different. The Pandemic has put fear regarding our health and economic future center stage at the time we want to be sharing the joy of the season with each other. Depression and mental fatigue are wearing on [...]

What If They Take Away My Available Credit?

There are a number of questions I get asked about Credit Cards – but the two most common are, “What if they take away my Available Credit?” and “What about my Credit Score?” Let’s tackle both of these. The “Available Credit” question stems from a combination of two concerns. [...]

By |2020-09-14T14:24:28-04:00September 14th, 2020|Bankruptcy, COVID-19, Credit Card, Credit Score, Debt Relief|0 Comments

COVID Financial Hotspots: So Do I Have To Go Back To Work?

These are difficult times and we face difficult decision. What if you are drawing unemployment at the Federal and State level – taking home $700 – just shy of $1,000 per week -- your employer calls you back to work – must you go? The answer is not entirely [...]

By |2020-05-18T10:03:22-04:00May 18th, 2020|Bankruptcy, COVID-19, Credit Card, Debt Relief|0 Comments

Art Van Closing – One Way To Recover The Extended Warranty Cost

Like all Michiganders, I feel profound sadness for the closing of Art Van; for the loss of its mark on Michigan, and for the thousand of loyal employees who are losing their jobs. From what I’ve read, this was a failure attributable to bad managers – more than the [...]

By |2021-02-12T11:51:30-05:00March 9th, 2020|Credit Card, Financial|0 Comments

You Know What You Need To Do

The situation comes up in many instances. Here’s one. You constantly say to yourself, “I function much better when I’m organized, so I need to unscramble the mess in my office and get back to having a To-Do list updated daily and documents properly filed and organized online to [...]

By |2020-01-20T09:56:28-05:00January 20th, 2020|Credit Card, Credit Score, Debt Relief, Financial|0 Comments

What If They Take Away My Available Credit?

There are a number of questions I get asked about Credit Cards – but the two most common are, “What if they take away my Available Credit?” and “What about my Credit Score?” Let’s tackle both of these. The “Available Credit” question stems from a combination of two concerns. [...]

By |2019-11-08T10:06:00-05:00November 2nd, 2019|Credit Card, Credit Score, Debt Relief, Financial|Comments Off on What If They Take Away My Available Credit?

It Doesn’t Mean…(anything)!

Are we heading toward a recession, given the dismal job growth number for May? Or - will a recession result due to tariffs on Mexican products and the looming trade war with China? These are legitimate questions we hear everyday. Here is my take. If you have too much [...]

By |2019-06-10T14:48:19-04:00June 10th, 2019|Credit Card, Debt Relief|0 Comments
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