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What If They Take Away My Available Credit?

There are a number of questions I get asked about Credit Cards – but the two most common are, “What if they take away my Available Credit?” and “What about my Credit Score?” Let’s tackle both of these. The “Available Credit” question stems from a combination of two concerns. [...]

By |2019-11-08T10:06:00-05:00November 2nd, 2019|Credit Card, Credit Score, Debt Relief, Financial|Comments Off on What If They Take Away My Available Credit?

That’s A Lot Of Jobs – 315,000, But Houston, We Have Some Problems…

Federal Employees with No Paycheck – A Solution Is there a Housing Issue? Friday’s jobs report was impressive. New jobs created of 315,000 – that’s a super big number. So is all rosy in the Homeland? If you’re a federal employee who is being asked to “hang in there” [...]

By |2019-01-07T09:44:02-05:00January 7th, 2019|Credit Card, Credit Score, Financial, Governments|Comments Off on That’s A Lot Of Jobs – 315,000, But Houston, We Have Some Problems…

The Year Ended A Bit Rocky – I’d Say

Well we’ve made it to the end of another year. Thank goodness for that! The last week has certainly been rocky – watching the Dow move up and down like a super ball! (I hope you remember the super ball days!). So, what’s ahead? I can’t predict whether GDP [...]

By |2019-01-02T10:33:20-05:00January 2nd, 2019|Bankruptcy, Credit Card, Credit Score, Debt Relief|Comments Off on The Year Ended A Bit Rocky – I’d Say

Credit Card Debt Is Rolling Up With The Economy – Don’t Be A Debt Turkey

Yes, the jobs report on Friday was strong, along with wage growth. Does this mean we’re all doing well? Making more than we are spending, saving the excess and watching our 401k and IRAs grow? For some, the answer is yes. For others, it’s not that easy. On October [...]

By |2018-11-05T09:52:09-05:00November 5th, 2018|Bankruptcy, Chapter 7, Credit Card, Credit Score, Debt Relief, Financial|Comments Off on Credit Card Debt Is Rolling Up With The Economy – Don’t Be A Debt Turkey

Can I Afford To Settle My Credit Card Debt?

Pause for a second and ask, “What does that mean – Can I afford to settle my credit card debt?” Of course, you know it’s a mistake to carry credit card debt and pay usurious rate interest to the credit card companies. If you have $50,000 of credit card [...]

By |2018-10-22T10:40:19-04:00October 22nd, 2018|Credit Card, Credit Score, Debt Relief, Financial, Retirement|0 Comments

Oh, If I Could Just Do It All Over Again

Have you said these words? I have – and I know you have. Inevitably, it means you made a mistake and would like a redo. We say it, but we know there are no “re-dos.” I most often say this to myself when I think back to the $$$$$$ [...]

Which is Worse? -Choices to Make

So, which is Worse? Going to the Dentist? Replacing the Tires on your Car? or – Making your Payments on Your Credit Cards? Let’s break it down. The positive to the dentist lies in preventing more serious problems with your mouth and taking defined steps to improve or maintain your [...]

By |2018-04-05T19:34:52-04:00March 26th, 2018|Credit Card, Credit Score, Debt Relief, Financial|0 Comments

This May Surprise You – But Not Me

On January 3, 2017, the Consumer Financial Protection Bureau ("CFPB") fined Equifax and TransUnion for deceiving consumers about the usefulness and actual cost of credit scores they sold to consumers.  The CFPB ordered TransUnion and Equifax to truthfully represent the value of the credit scores they provide and the [...]

By |2017-01-18T13:32:23-05:00January 18th, 2017|Credit Score, email|0 Comments