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Let’s Look On The Bright Side

For starters, if you’ve been anywhere other than Texas this week – that’s a good thing. To me, the thought of freezing cold and no water or heat for 4 days is beyond misery. After all, I’m known for three layers of clothes when I golf if it is [...]

It’s Time For A Better Financial Song

The Holiday season has begun . . . but it feels completely different. The Pandemic has put fear regarding our health and economic future center stage at the time we want to be sharing the joy of the season with each other. Depression and mental fatigue are wearing on [...]

What If They Take Away My Available Credit?

There are a number of questions I get asked about Credit Cards – but the two most common are, “What if they take away my Available Credit?” and “What about my Credit Score?” Let’s tackle both of these. The “Available Credit” question stems from a combination of two concerns. [...]

By |2020-09-14T14:24:28-04:00September 14th, 2020|Bankruptcy, COVID-19, Credit Card, Credit Score, Debt Relief|0 Comments

Be Prepared And Learn From Your Mistakes

I was interested in watching the Democratic debate this week to see how Mayor Bloomberg would fare, and to learn more about him. Would he instill in me the passion I’m looking for in a candidate – integrity, respect, candor and respect for our what our Country stands for [...]

By |2020-03-04T09:09:27-05:00March 2nd, 2020|Credit Score, Debt Relief|0 Comments

You Know What You Need To Do

The situation comes up in many instances. Here’s one. You constantly say to yourself, “I function much better when I’m organized, so I need to unscramble the mess in my office and get back to having a To-Do list updated daily and documents properly filed and organized online to [...]

By |2020-01-20T09:56:28-05:00January 20th, 2020|Credit Card, Credit Score, Debt Relief, Financial|0 Comments

What If They Take Away My Available Credit?

There are a number of questions I get asked about Credit Cards – but the two most common are, “What if they take away my Available Credit?” and “What about my Credit Score?” Let’s tackle both of these. The “Available Credit” question stems from a combination of two concerns. [...]

By |2019-11-08T10:06:00-05:00November 2nd, 2019|Credit Card, Credit Score, Debt Relief, Financial|Comments Off on What If They Take Away My Available Credit?

That’s A Lot Of Jobs – 315,000, But Houston, We Have Some Problems…

Federal Employees with No Paycheck – A Solution Is there a Housing Issue? Friday’s jobs report was impressive. New jobs created of 315,000 – that’s a super big number. So is all rosy in the Homeland? If you’re a federal employee who is being asked to “hang in there” [...]

By |2019-01-07T09:44:02-05:00January 7th, 2019|Credit Card, Credit Score, Financial, Governments|Comments Off on That’s A Lot Of Jobs – 315,000, But Houston, We Have Some Problems…

The Year Ended A Bit Rocky – I’d Say

Well we’ve made it to the end of another year. Thank goodness for that! The last week has certainly been rocky – watching the Dow move up and down like a super ball! (I hope you remember the super ball days!). So, what’s ahead? I can’t predict whether GDP [...]

By |2019-01-02T10:33:20-05:00January 2nd, 2019|Bankruptcy, Credit Card, Credit Score, Debt Relief|Comments Off on The Year Ended A Bit Rocky – I’d Say

Credit Card Debt Is Rolling Up With The Economy – Don’t Be A Debt Turkey

Yes, the jobs report on Friday was strong, along with wage growth. Does this mean we’re all doing well? Making more than we are spending, saving the excess and watching our 401k and IRAs grow? For some, the answer is yes. For others, it’s not that easy. On October [...]

By |2018-11-05T09:52:09-05:00November 5th, 2018|Bankruptcy, Chapter 7, Credit Card, Credit Score, Debt Relief, Financial|Comments Off on Credit Card Debt Is Rolling Up With The Economy – Don’t Be A Debt Turkey

Can I Afford To Settle My Credit Card Debt?

Pause for a second and ask, “What does that mean – Can I afford to settle my credit card debt?” Of course, you know it’s a mistake to carry credit card debt and pay usurious rate interest to the credit card companies. If you have $50,000 of credit card [...]

By |2018-10-22T10:40:19-04:00October 22nd, 2018|Credit Card, Credit Score, Debt Relief, Financial, Retirement|0 Comments
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