fbpx
Get Help Today: 1-888-235-4357

Oh, If I Could Just Do It All Over Again

Have you said these words? I have – and I know you have. Inevitably, it means you made a mistake and would like a redo. We all say it, but we know there are no “re-dos.” I most often say this to myself when I think back to the [...]

Your Estate Plan Is Probably Out Of Date

Oh, come on. Redoing an estate plan sounds about as exciting as purchasing tires! Well, it just so happens that tires are a perfect analogy. It is not fun to buy tires; it is necessary if the tread is unsafe - leaving your tires, your foundation for safety on [...]

There’s Hard Work And Then There’s B.S.

Check out his headline from the Consumer Financial Protection Bureau from Wednesday: CFPB Finds Credit Card Companies Charged $12 Billion in Late Fee Penalties in 2020 Largest credit card issuers expected to hike fees further The article goes on to indicate that current first-time late fees have increased to [...]

By |2022-04-05T11:07:51-04:00April 5th, 2022|Bankruptcy, Chapter 7, Credit Card, Debt Relief, Financial|0 Comments

Debt Collection And Social Media

Debt collection has arrived to the 21st century. It was bad enough when you were behind on your bills and debt collectors were calling you day and night; now, they have technology on their side. New rules just approved by the Consumer Financial Protection Bureau allow lenders to email, text, [...]

By |2021-12-21T14:38:52-05:00December 21st, 2021|Bankruptcy, Chapter 7, Credit Card, Debt Relief, Financial|0 Comments

Stress, Financial Crisis, Garbage Cans, and Let the Sunshine In

The father of a friend of mine passed away. His father was a wonderful guy, but organization was not his thing. My friend was stressed over his death and went into panic mode - sifting through endless stacks of documents. Instead of looking at the documents, he was just [...]

Snowflakes and Credit Card Debt

I’m anticipating our first blast of snow for the season. Can you guess the relationship between snowflakes and credit card debt? Think about the first few flakes that fall. They are inconsequential. Soft fluffy crystals ranging from .2 to 5 mm in width. It is safe to say that [...]

By |2021-11-11T11:20:19-05:00November 11th, 2021|Bankruptcy, Credit Card, Debt Relief, Financial|0 Comments

Should I Guaranty My Child’s Or Grandchild’s Student Loan?

I hear the question all the time -- is it okay to co-sign or guaranty a student loan for my child or grandchild? It's a common issue, just read this quote from the Wall Street Journal: "Roughly 93% of all new private student loan dollars extended to undergraduate students [...]

By |2021-11-04T12:55:54-04:00November 4th, 2021|Debt Relief, Financial, Student Loan|0 Comments

Sorry To Tell You…But Your Estate Plan Is Probably Out Of Date!

Oh, come on. Redoing my estate plan sounds about as exciting as purchasing tires! Well, it just happens that tires are a perfect analogy. No one wants to buy tires; it is a necessity that occurs when the tread reaches a dangerous level - leaving your tires, the foundation [...]

Why You Need An Estate Plan

This is a simple question, and the answer is a stark reality. Your future – like it or not – includes illness and, ultimately, death. You need an estate plan to address both contingencies. If you’re a young married couple with children – you also need an Estate Plan [...]

Should I Take The Deal?

Clients often ask me this question and I always ask myself the same question. Sometimes it is in the employment context. Should I accept the offer or ask for more money? In this case, my advice is usually, “Go ahead and ask.” My reasoning is that if they have [...]

Go to Top