Oh, come on. Redoing an estate plan sounds about as exciting as purchasing tires! Well, it just so happens that tires are a perfect analogy. It is not fun to buy tires; it is necessary if the tread is unsafe - leaving your tires, your foundation for safety on [...]
Strange things are afoot in the world. Prices are going up, and paychecks are not; yet, we seem to complain instead of looking for solutions that offer us financial freedom. Financial freedom, in fact, starts with eliminating financial waste. At Thav Gross, we can help you eliminate the financial [...]
The recession is coming.. the recession is coming!!! Can you all hear that? A vision of Paul Revere on horseback warning the people should be running through your head. If you watch the news, we should be afraid of the coming recession. The problem is, the news warns us, [...]
Have you said these words? I have – and I know you have. Inevitably, it means you made a mistake and would like a redo. We all say it, but we know there are no “re-dos.” I most often say this to myself when I think back to the [...]
Check out his headline from the Consumer Financial Protection Bureau from Wednesday: CFPB Finds Credit Card Companies Charged $12 Billion in Late Fee Penalties in 2020 Largest credit card issuers expected to hike fees further The article goes on to indicate that current first-time late fees have increased to [...]
Pause for a second and ask, “What does that mean – Can I afford to settle my credit card debt?” Of course, you know it’s a mistake to carry credit card debt and pay usurious rate interest to credit card companies. If you have $50,000 of credit card debt [...]
Debt collection has arrived to the 21st century. It was bad enough when you were behind on your bills and debt collectors were calling you day and night; now, they have technology on their side. New rules just approved by the Consumer Financial Protection Bureau allow lenders to email, text, [...]
The father of a friend of mine passed away. His father was a wonderful guy, but organization was not his thing. My friend was stressed over his death and went into panic mode - sifting through endless stacks of documents. Instead of looking at the documents, he was just [...]
I’m anticipating our first blast of snow for the season. Can you guess the relationship between snowflakes and credit card debt? Think about the first few flakes that fall. They are inconsequential. Soft fluffy crystals ranging from .2 to 5 mm in width. It is safe to say that [...]
I hear the question all the time -- is it okay to co-sign or guaranty a student loan for my child or grandchild? It's a common issue, just read this quote from the Wall Street Journal: "Roughly 93% of all new private student loan dollars extended to undergraduate students [...]
