Schedule A FREE Analysis

Call 1-888-235-4357
or fill out the form below

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You need to eliminate your debt in the fastest and least costly manner!

Unlike others, we are unique by providing bankruptcy solutions and solutions outside of bankruptcy to resolve debt. To secure your financial future and gain a fresh start, call or complete the form today for a Free Consultation.

Chapter 13 – Loan Mods and Short Sales to Stop Foreclosure

Chapter 13 allows you to stop foreclosure, save your home and can eliminate second mortgages on homes that are underwater. We restructure your debt by paying creditors as little as 0% of the debt owed, and can often reduce secured car and furniture loan payments. Repossession of vehicles and garnishment of wages are stopped. We can also seek loan modifications to reduce your mortgage payment during the process.

Another alternative is to seek a loan modification or the lender’s consent to allow you to do a short sale of the home. Prior to the sale, however, loan modification and short sales are an available option if you begin the process before the foreclosure sale process has gone too far and the Lender will not agree to hold off on the sale. The key law we use to avoid the foreclosure and gain the modification or short sale is called Regulation X.

The foreclosure process triggers many intricate issues – requiring an analysis of whether a loan modification can be achieved or should be achieved, bankruptcy advantages, short sale opportunities and deficiency exposure. The last thing you should do is try and sort this out on your own – there are too many moving parts and options you won’t even know exist. Help is precisely what you need – and you should seek it as early in the process as possible.

You need to eliminate your debt in the fastest and least costly manner!

Unlike others, we are unique by providing bankruptcy solutions and solutions outside of bankruptcy to resolve debt. To secure your financial future and gain a fresh start, call or complete the form today for a Free Consultation.

Chapter 13 – Loan Mods and Short Sales to Stop Foreclosure

Chapter 13 allows you to stop foreclosure, save your home and can eliminate second mortgages on homes that are underwater. We restructure your debt by paying creditors as little as 0% of the debt owed, and can often reduce secured car and furniture loan payments. Repossession of vehicles and garnishment of wages are stopped. We can also seek loan modifications to reduce your mortgage payment during the process.

Another alternative is to seek a loan modification or the lender’s consent to allow you to do a short sale of the home. Prior to the sale, however, loan modification and short sales are an available option if you begin the process before the foreclosure sale process has gone too far and the Lender will not agree to hold off on the sale. The key law we use to avoid the foreclosure and gain the modification or short sale is called Regulation X.

Schedule A FREE Analysis

Call 1-888-235-4357
or fill out the form below

  • This field is for validation purposes and should be left unchanged.

The foreclosure process triggers many intricate issues – requiring an analysis of whether a loan modification can be achieved or should be achieved, bankruptcy advantages, short sale opportunities and deficiency exposure. The last thing you should do is try and sort this out on your own – there are too many moving parts and options you won’t even know exist. Help is precisely what you need – and you should seek it as early in the process as possible.

How We Find Your Best Solution

  • We find the best solution to your financial issues with the many different debt elimination strategies and techniques that we have perfected over our 34 years of experience. We don’t attempt to put a square peg in a round hole like other firms. What works for some might not work for others. Your situation is unique that’s why we formulate a customized solution to resolve your issues.
  • You will meet with an experienced attorney that specializes in debt elimination strategies. You won’t be meeting with a secretary or paralegal. Heading up our legal team for debt elimination is shareholder Attorney Brian Small. He is the Vice President of the Consumer Bankruptcy Association of Michigan with over 25 years in practice. He loves finding creative solutions for his clients.
  • At your Free consultation, your attorney will provide you with a complete analysis of your situation and suggest the most effective method and legal solution to solving your financial issues. You will walk away with a specific plan to eliminate your debt. Every Free consultation is a confidential meeting between you and the attorney
  • It is our goal to find the best solution that solves your financial issues as quickly and effectively as possible.


The best way to know which options are right for you is to take advantage of our Free Consultation. To schedule a FREE Analysis and create a plan for eliminating your debt with one of our Debt Resolution experts please fill out the form or call us at 1-888-235-4357. We can help.


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When the economy collapsed in 2008, we brought you The Financial Crisis Talk Center radio and TV show and developed the discipline of Financial Crisis Management. Our innovation solutions continue today and can be seen and heard throughout the Metro Detroit market on our Law & Reality TV and Radio Shows.

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