The situation comes up in many instances. Here’s one. You constantly say to yourself, “I function much better when I’m organized, so I need to unscramble the mess in my office and get back to having a To-Do list updated daily and documents properly filed and organized online to eliminate the morass of papers all over my office.” You say this, but instead of taking the plunge and getting organized, you punt and say, “I’m going to do it next week after I get this-and-that behind me.” Before you know it, next week has passed, followed by next month, next year… and for many, a career.

Here’s another one. You have $50,000 of credit card debt and you know it is crazy (actually, insane) to allow yourself to keep paying 20% interest on the cards. You know there are options to eliminate the credit card debt and by doing so, you save the $10,000 you’re paying in interest in after-tax dollars and instead you are putting that money into savings and earning interest on it. You know if you do it now, you will be putting away $1,250 per month and if you earn interest on it at 5%, it will grow to $166,264 in 10 years and $369,506 in 20 years. Sounds great, but instead, you punt, and before you know it, next week, next month, next year, then 10, and now 20 years have passed, and you are still paying on the credit cards. Instead of savings of $369,506, you still owe $50,000 on the debt and you have NOTHING in savings.

Here’s my advice. When you know what you need to do, DON’T PUNT. Instead, do what you need to do. The rewards will be life-changing.
In case you have that credit card debt – and would like to know what it is you need to do – we have a great FREE Seminar this Wednesday, “Debt Be Gone.” To register, click below.

Have a great week,

Ken

P.S. Did you know that THAV GROSS offers free consultations for business, financial, and tax problems? Call us anytime – (248) 645 – 1700 or CLICK HERE to send us a message.