If you have a financial problem and need the best solution to eliminate your debt, you have options. Our goal is to eliminate your debt in the quickest, least costly, most effective way possible. We provide Bankruptcy and Non-Bankruptcy Solutions. Thav Gross, PC has helped thousands of clients since 1982 – and we are here to help you.
What We Can Do For You:
FILE CHAPTER 7 BANKRUPTCY:
Chapter 7 bankruptcy eliminates your debt and gives you a fresh start. 99% of everyone keeps all their assets and eliminates all of their debt. Even income taxes owed to the IRS and the State of Michigan can be wiped out in Chapter 7 bankruptcy -which is something few bankruptcy lawyers know how to do.
FILE CHAPTER 13 BANKRUPTCY:
Chapter 13 Stops Foreclosure, Stops Repossession, Stops Wage and Bank Account Garnishment. CHAPTER 13 CAN EVEN STOP THE IRS AND STUDENT LOAN COLLECTORS! Chapter 13 saves your home, your car, and your paycheck. Chapter 13 can also eliminate second mortgages on homes that are underwater. We use Chapter 13 to restructure your debt by paying creditors as little as 0% of the debt owed. Chapter 13 helps you catch up on the important bills you have, your house, car, and property taxes while paying your credit cards as little as nothing. We can often reduce your car loan payment and furniture loan payments – as well – while you keep the car and the furniture. We can seek a loan modifications to reduce your mortgage payment during the process.