by DFYStaff | Jul 11, 2025
Tariffs, or taxes imposed on imported goods, are a common tool used by governments to protect domestic industries, generate revenue, or influence trade relationships. While they may benefit specific sectors, tariffs often have widespread consequences that affect the...
by Brian Small | Jun 20, 2025
Bankruptcy, is not a bad thing, it can provide significant benefits for individuals and businesses facing overwhelming financial problems. It is a legal tool designed to provide financial relief and a fresh start when debts become unmanageable and overly burdensome....
by Brian Small | Jun 13, 2025
Traditionally, student loans are considered non-dischargeable in Chapter 7 bankruptcy, meaning they cannot be eliminated like credit card debt or medical bills. However, under certain conditions, it is possible to have student loans discharged if the borrower can...
by Ken Gross | Aug 3, 2023
If you ask me to loan you money – and I verbally agree, then the maximum interest I can charge you under Michigan law is 5%. If we reduce an agreement to writing, the maximum is 7% absent a business purpose and requisite affidavit. MCL §438.31. From a historical...
by Ken Gross | Jun 7, 2023
I know you’ve heard it before – “Don’t sweat the small stuff .” This truism applies to every facet of our lives. We often make the mistake of over dramatizing issues in our personal relationships – between spouses, between partners, and between parents and children....
by Brian Small | Jun 5, 2023
Chapter 13 bankruptcy, also known as the wage earner’s plan, provides individuals with a viable means to regain control over their finances and rebuild their lives. While bankruptcy is often seen as a last resort, Chapter 13 offers several benefits that can help you...
