by DFYStaff | Aug 15, 2025
A ladybird deed, also known as an enhanced life estate deed, is a powerful estate planning tool that offers several important benefits for property owners. One of its main advantages is that it allows an individual to retain complete control over their property during...
by DFYStaff | Aug 1, 2025
Chapter 13 bankruptcy is a legal tool that can help homeowners avoid foreclosure and keep their homes while managing overwhelming debt. Unlike Chapter 7, which liquidates assets to pay creditors, Chapter 13 allows individuals with regular income to restructure their...
by DFYStaff | Jul 11, 2025
Tariffs, or taxes imposed on imported goods, are a common tool used by governments to protect domestic industries, generate revenue, or influence trade relationships. While they may benefit specific sectors, tariffs often have widespread consequences that affect the...
by Brian Small | Jun 20, 2025
Bankruptcy, is not a bad thing, it can provide significant benefits for individuals and businesses facing overwhelming financial problems. It is a legal tool designed to provide financial relief and a fresh start when debts become unmanageable and overly burdensome....
by Brian Small | Jun 13, 2025
Traditionally, student loans are considered non-dischargeable in Chapter 7 bankruptcy, meaning they cannot be eliminated like credit card debt or medical bills. However, under certain conditions, it is possible to have student loans discharged if the borrower can...
by Ken Gross | Aug 3, 2023
If you ask me to loan you money – and I verbally agree, then the maximum interest I can charge you under Michigan law is 5%. If we reduce an agreement to writing, the maximum is 7% absent a business purpose and requisite affidavit. MCL §438.31. From a historical...
