The Impact Of Tariffs On You, The Average American.

The Impact Of Tariffs On You, The Average American.

Tariffs, or taxes imposed on imported goods, are a common tool used by governments to protect domestic industries, generate revenue, or influence trade relationships. While they may benefit specific sectors, tariffs often have widespread consequences that affect the...
How Student Loans Can Be Discharged in Chapter 7 Bankruptcy

How Student Loans Can Be Discharged in Chapter 7 Bankruptcy

Traditionally, student loans are considered non-dischargeable in Chapter 7 bankruptcy, meaning they cannot be eliminated like credit card debt or medical bills. However, under certain conditions, it is possible to have student loans discharged if the borrower can...
Identifying Financial Cancer

Identifying Financial Cancer

If you ask me to loan you money – and I verbally agree, then the maximum interest I can charge you under Michigan law is 5%. If we reduce an agreement to writing, the maximum is 7% absent a business purpose and requisite affidavit. MCL §438.31. From a historical...
Your Credit Score – Don’t Sweat The Small Stuff

Your Credit Score – Don’t Sweat The Small Stuff

I know you’ve heard it before – “Don’t sweat the small stuff .” This truism applies to every facet of our lives. We often make the mistake of over dramatizing issues in our personal relationships – between spouses, between partners, and between parents and children....
Bankruptcy Basics – What Can Chapter 13 Do For Me?

Bankruptcy Basics – What Can Chapter 13 Do For Me?

Chapter 13 bankruptcy, also known as the wage earner’s plan, provides individuals with a viable means to regain control over their finances and rebuild their lives. While bankruptcy is often seen as a last resort, Chapter 13 offers several benefits that can help you...