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Are You Average? Above Average? Or Below Average?

Strange things are afoot in the world.  Prices are going up, and paychecks are not; yet, we seem to complain instead of looking for solutions that offer us financial freedom. Financial freedom, in fact, starts with eliminating financial waste. At Thav Gross, we can help you eliminate the financial [...]

By |2022-10-21T12:56:51-04:00October 21st, 2022|Credit Score, Debt Relief, Financial|0 Comments

Financial Freedom: Just One Horse Away

The recession is coming.. the recession is coming!!! Can you all hear that? A vision of Paul Revere on horseback warning the people should be running through your head. If you watch the news, we should be afraid of the coming recession. The problem is, the news warns us, [...]

By |2022-07-29T13:55:36-04:00July 29th, 2022|Bankruptcy, Credit Card, Debt Relief, Financial, Governments|0 Comments

Oh, If I Could Just Do It All Over Again

Have you said these words? I have – and I know you have. Inevitably, it means you made a mistake and would like a redo. We all say it, but we know there are no “re-dos.” I most often say this to myself when I think back to the [...]

There’s Hard Work And Then There’s B.S.

Check out his headline from the Consumer Financial Protection Bureau from Wednesday: CFPB Finds Credit Card Companies Charged $12 Billion in Late Fee Penalties in 2020 Largest credit card issuers expected to hike fees further The article goes on to indicate that current first-time late fees have increased to [...]

By |2022-04-05T11:07:51-04:00April 5th, 2022|Bankruptcy, Chapter 7, Credit Card, Debt Relief, Financial|0 Comments

Can I Afford To Settle My Credit Card Debt?

Pause for a second and ask, “What does that mean – Can I afford to settle my credit card debt?” Of course, you know it’s a mistake to carry credit card debt and pay usurious rate interest to credit card companies. If you have $50,000 of credit card debt [...]

By |2023-02-23T13:59:34-05:00February 23rd, 2022|Credit Card, Credit Score, Debt Relief, Financial, Retirement|0 Comments

Debt Collection And Social Media

Debt collection has arrived to the 21st century. It was bad enough when you were behind on your bills and debt collectors were calling you day and night; now, they have technology on their side. New rules just approved by the Consumer Financial Protection Bureau allow lenders to email, text, [...]

By |2021-12-21T14:38:52-05:00December 21st, 2021|Bankruptcy, Chapter 7, Credit Card, Debt Relief, Financial|0 Comments

Insist Upon Character and Eliminate Procrastination

I always reflect during the holidays. While I often assess – the holidays are a time where I look at where we stand as a nation and do a self-assessment as to personal and business goals. I watch some of my favorite movies; Dave, The American President, Remember the [...]

By |2021-11-24T15:02:54-05:00November 24th, 2021|Bankruptcy, Credit Card, Debt Relief|0 Comments

Stress, Financial Crisis, Garbage Cans, and Let the Sunshine In

The father of a friend of mine passed away. His father was a wonderful guy, but organization was not his thing. My friend was stressed over his death and went into panic mode - sifting through endless stacks of documents. Instead of looking at the documents, he was just [...]

Snowflakes and Credit Card Debt

I’m anticipating our first blast of snow for the season. Can you guess the relationship between snowflakes and credit card debt? Think about the first few flakes that fall. They are inconsequential. Soft fluffy crystals ranging from .2 to 5 mm in width. It is safe to say that [...]

By |2021-11-11T11:20:19-05:00November 11th, 2021|Bankruptcy, Credit Card, Debt Relief, Financial|0 Comments

Should I Guaranty My Child’s Or Grandchild’s Student Loan?

I hear the question all the time -- is it okay to co-sign or guaranty a student loan for my child or grandchild? It's a common issue, just read this quote from the Wall Street Journal: "Roughly 93% of all new private student loan dollars extended to undergraduate students [...]

By |2021-11-04T12:55:54-04:00November 4th, 2021|Debt Relief, Financial, Student Loan|0 Comments
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