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Be Prepared And Learn From Your Mistakes

I was interested in watching the Democratic debate this week to see how Mayor Bloomberg would fare, and to learn more about him. Would he instill in me the passion I’m looking for in a candidate – integrity, respect, candor and respect for our what our Country stands for [...]

By |2020-03-04T09:09:27-05:00March 2nd, 2020|Credit Score, Debt Relief|0 Comments

You Know What You Need To Do

The situation comes up in many instances. Here’s one. You constantly say to yourself, “I function much better when I’m organized, so I need to unscramble the mess in my office and get back to having a To-Do list updated daily and documents properly filed and organized online to [...]

By |2020-01-20T09:56:28-05:00January 20th, 2020|Credit Card, Credit Score, Debt Relief, Financial|0 Comments

What If They Take Away My Available Credit?

There are a number of questions I get asked about Credit Cards – but the two most common are, “What if they take away my Available Credit?” and “What about my Credit Score?” Let’s tackle both of these. The “Available Credit” question stems from a combination of two concerns. [...]

By |2019-11-08T10:06:00-05:00November 2nd, 2019|Credit Card, Credit Score, Debt Relief, Financial|Comments Off on What If They Take Away My Available Credit?

What Is The Longest Period You Can Wait To Save For Retirement?

This is a loaded question. The answer is, "However long you have waited, you have waited the longest time you can!"I will state the obvious to anyone who is 55+ years and wishes they would have begun planning for retirement much earlier. With that knowledge, the answer is simple, “You [...]

By |2019-11-08T10:06:17-05:00October 26th, 2019|Debt Relief, Estate Plans, Financial, Retirement|0 Comments

It Doesn’t Mean…(anything)!

Are we heading toward a recession, given the dismal job growth number for May? Or - will a recession result due to tariffs on Mexican products and the looming trade war with China? These are legitimate questions we hear everyday. Here is my take. If you have too much [...]

By |2019-06-10T14:48:19-04:00June 10th, 2019|Credit Card, Debt Relief|0 Comments

There’s a New Devil in Town – Business Owners, Beware!

Have you heard of the “Gangster Loan?” My guess is you have not. The “Gangster Loan” is the name given by a client of ours that took out one of those business loans you hear and see advertised on radio and TV. The gist of the deal is “We [...]

By |2019-05-31T15:52:47-04:00May 31st, 2019|Debt Relief, Financial|0 Comments

Surprise! The Loan Shark Prevention Act is NOT a Good Thing.

At first blush, capping the permissible interest rate on Credit Card debt at 15% and allowing the States the right to make the permissible rate lower sounds like a good thing. This is the genesis of the Loan Shark Prevention Act introduced by Rep. Alexandria Ocasio-Cortez and Sen. Bernie [...]

By |2019-05-21T11:58:53-04:00May 21st, 2019|Debt Relief|0 Comments

OMG – I Owe Taxes! What To Do?

All around our great nation, taxpayers are receiving some bad news from their tax preparers. Rather than receiving a refund, they owe more in tax! Such a result is possible in any year for any taxpayer, but because of the adjustments to withholding that occurred with the new Tax [...]

By |2019-04-15T09:16:37-04:00April 15th, 2019|Debt Relief, Financial, Taxes|Comments Off on OMG – I Owe Taxes! What To Do?