If you’re struggling with debt and considering bankruptcy, choosing the right attorney is an important first step.
A bankruptcy attorney shouldn’t simply tell you which forms to file. Your attorney should take the time to understand your financial situation, explain your options and potential risks, answer your questions, and treat you like a person — not another case number.
For individuals and families throughout Metro Detroit and Southeast Michigan, finding an experienced bankruptcy team that understands your individual circumstances can make a stressful situation easier to navigate.
What Should You Look for in a Bankruptcy Attorney?
Every financial situation is different. Your income, debts, property, mortgage, vehicle, family circumstances, and other factors can affect the options available to you.
When meeting with a bankruptcy attorney, look for someone who:
- Takes time to understand your financial circumstances
- Clearly explains your bankruptcy options
- Discusses potential risks as well as benefits
- Answers your questions without making you feel rushed
- Explains what you can expect throughout the process
- Treats you with respect
As Thav Gross bankruptcy attorney Brian Small explains, you should feel like your attorney understands your situation and the risks you’re facing — not like you’re simply another case number.
Your Bankruptcy Attorney Should Understand Your Situation
There is no single bankruptcy solution that’s right for everyone.
Someone dealing primarily with credit card or medical debt may have very different concerns from a homeowner who has fallen behind on mortgage payments or someone worried about protecting a vehicle.
Bankruptcy may provide significant financial relief for people who qualify, but it’s important to understand how filing could affect your individual situation. An experienced bankruptcy attorney should be willing to discuss those considerations before you make a decision.
Some useful questions include:
- What bankruptcy options are available to me?
- What are the potential risks in my situation?
- Could bankruptcy affect my home, vehicle or other property?
- What’s the difference between Chapter 7 and Chapter 13?
- Are there alternatives I should consider?
- What should I expect if I decide to file?
Talk With the Bankruptcy Team at Thav Gross
Financial problems can be stressful. Getting answers shouldn’t be. Talking with an attorney doesn’t obligate you to file bankruptcy. It gives you an opportunity to understand your options before deciding what to do next.
If you’re considering bankruptcy, Brian Small and the bankruptcy attorneys at Thav Gross can help you understand your options, what the bankruptcy process may involve, and what you should consider before deciding whether to file.
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This article is for general informational purposes and is not legal advice. Bankruptcy laws and individual circumstances vary. Speak with an attorney about your specific situation.
Bankruptcy Help Across Southeast Michigan
The bankruptcy attorneys at Thav Gross help people facing financial difficulties throughout the greater Detroit area and surrounding communities.
The firm serves clients in Wayne County and Detroit, as well as communities throughout Oakland and Macomb counties. The team also works with individuals and families in Monroe, Genesee, Washtenaw, and Livingston Counties. who are considering bankruptcy and want to better understand their options.
Wherever you live in the area, the goal is the same: understand your financial circumstances, identify potential risks, and give you the information you need to make an informed decision.